Tune Card Review
Update: [28/5] I’ve been asked this silly question almost everyday, where and how to apply for this card. I wonder how clearer I should be in my posting and to prevent future enquiries, pls go to TuneMoney.com to apply.
Now, those folks at TuneMoney.com owes me this free advertising.
TuneMoney.com is the latest no-frills products and services offering insurance package as well as prepaid Visa card. I was interested in the prepaid Visa card (debit card) because that means I could carry less cash especially for my upcoming trip to Thailand this coming March and May.
Let me start the review with the application process. Online application took me about 15 minutes and was absolutely hassle free. You can choose from over 600+ post offices of your convenience. However, customer notification is poor! At the end of the registration, you will be told that your card will be ready within 7 days but do not expect a letter to arrive at your doorstep to notify it is ready for collection. In my case, I wasn’t aware that there’ll be no letter hence I’ve been checking my mailbox for the past two weeks until I got fed up and sent them an email. The helpdesk replied to me saying that my card was ready for collection at the post office that I have chosen during the registration. The next day, I went to the post office and may I remind you that Pos Malaysia will charge RM3 as service fee. Ok lah, three Ringgit only..
The card design and colour looks very attractive and stylish but the plastic quality looks rather cheap compared to my existing credit cards. I read through the attached fee table and my conclusion is, TuneMoney earns profit from the transaction fees. The reason why I applied for this prepaid card is that when I travel overseas, I do not have to carry so much cash but bank-in some amount to this card. Whenever I need cash, I can make international withdrawal from any ATM with the Visa Plus logo at a stunning low rate of RM10 or 1.5% of the withdrawal amount, whichever is higher. This is cost competitive if compared to 5% cash advance fee from a credit card.
However, the major setback of using this prepaid Visa card is that, the cardholder is exposed to risk of card fraud. Please read the attached Tune Card: Cardholder Agreement Terms & Conditions. TuneMoney will not be held responsible for any disputed merchant or internet transactions. I would not recommend using this type of card in third world countries where cases of card fraud is very high. Be sure to check the credibility of the merchant before you swipe your prepaid Visa card.
In summary, this prepaid Visa card is ideal for online internet transactions and having a plastic cash convenience while travelling for the following groups of consumers:
- Cardholder from the low income group
- Cardholder who are ineligible to apply credit card due to several reasons such as being blacklisted by Bank Negara etc
- Students
- Frequent budget travellers/backpackers who worries about carrying a lot of cash
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on Tuesday, February 19th, 2008 at 12:00 am and is filed under Promo, e-commerce.
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February 19th, 2008 at 12:32 am
Do you get bonus points like credit card?? I’ve been eyeing a debit card.. but i don’t want to have too many cards also..
February 19th, 2008 at 12:42 am
i don’t think so buddy. haven’t seen it in my account summary or in FAQ.
February 19th, 2008 at 2:08 am
hi,
actually u can cash out your paypal money using tune card.
every top up will cost money heheh
so spend wisely my fren
February 19th, 2008 at 8:59 am
lankapo
// ya, thanks for that. good idea actually since there will be no finance charges like the normal CC.
February 19th, 2008 at 3:48 pm
Months ago, I just applied for Public Bank Visa Electron (debit card) just for withdrawing my paypal money. I think by that time Tune Card just launched.
March 5th, 2008 at 3:09 pm
i want to apply urgentlt for a red visa debit card please
March 5th, 2008 at 3:18 pm
dato dominic < apply through here https://www.tunemoney.com/publicPageAction.do?value=page.ppc.public.prepaidcardheader
April 16th, 2008 at 2:12 pm
good
May 21st, 2008 at 2:03 am
Can I use it to buy my Airasia air tickets online using this prepaid card?
May 21st, 2008 at 1:19 pm
Joan, yes you can.
May 27th, 2008 at 2:23 am
hi,saya mahu apply macam mana? tolong beritahu. tk
June 6th, 2008 at 12:45 am
cdason, Yes you can earn bonus points. Check on the website and you will see. It’s called pay back. You get 1 point for every 3 ringgt you spend.
July 1st, 2008 at 10:48 pm
has anyone used this card to make online genting hotel reservations??does it work??
August 7th, 2008 at 5:58 pm
can i use tunemoney card to shopping tru online? buy software? booking local hotel?
August 25th, 2008 at 11:20 pm
I ALREADY RECIEVED MY TUNEMONEY DEBIT CARD BUT MY NAME STATED ON MY CARD WAS RAMBU BIN MARADIN WHY CAN U SEND ME THE CORRECT NAME ON MY CARD MY IC NO 581201135621 TQ
August 25th, 2008 at 11:26 pm
MY COMMENT WAS THE CARD I RECIEVE FROM TUNEMONEY WAS WRONGLY SPELL INSTEAD OF MY NAME RAMBLI BIN MARADIN /RAMBU BIN MARADIN
August 25th, 2008 at 11:46 pm
rambli # kindly read the disclaimer in red at the top of this posting. this posting was a review. i’m not affiliated to tunemoney. pls contact them directly to solve your problem.
August 29th, 2008 at 11:24 am
sham says:
August 7th, 2008 at 5:58 pm
can i use tunemoney card to shopping tru online? buy software? booking local hotel?
Looney Tunes: Sham, yes you can. You can use it for online shopping and book hotels or flights with this card. Basically, it works the same as a credit card. Just that it’s a prepaid. (Make sure you have sufficient balance in the card before purchasing).
If you have more inquiries. Please contact our Customer Call centre at 03 2092 8555 or email us at assist@tunemoney.com
September 24th, 2008 at 4:21 pm
Can you tell me how they charge the transaction fees as in “TuneMoney earns profit from the transaction fees”? What I mean is what is their rate and any other information ragarding on this matter??
Thank you~